What Do I Do Now After Capital One Data Breach?

Millions affected after credit card company hacked.

July 30, 2019
credit card



What's in your wallet? Well, not my Capital One credit card after this huge breach.

Capital One reports that millions of customers have beenaffected by a data breach after a software engineer allegedly exploited a vulnerability to access its systems this past March.

What was exposed? Well, approximately 100 million customers in the United States and 6 million more in Canada are affected with about 140,000 Social Security numbers, 1 million Canadian Social Insurance numbers and 80,000 bank account numbers compromised.

Experts tell us "Don't Panic!" Wow, really? The bank says it will notify everyone who was affected by the breach and offer them free credit monitoring and identity protection services. Experts say take advantage of those services.

Check your accounts now: Look over your credit card and banking statements, and report any suspicious activity to the bank. Experts say change your passwords on all accounts again. 

Freeze your credit Taking this step means that no one will be able to access your credit reports without your permission.

Stay vigilant Experts say that cybersecurity attacks happen all the time, but there are some best practices that could help protect your information in the future. Invest in a credit monitoring service.

Watch out for scams "Don't respond to phone calls or emails from creditors," warns Sandberg. "Call them using the phone number you find on the legitimate website."

Okay I'll do my best not to worry until I hear from Capital One in the meantime, off to change all my passwords...again! ~grace